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Best Personal Loans in Milwaukee, WI

Aug. 26, 2019, 5:03 p.m.

Personal loans offer money to spend how you want and the ability to pay it back over time. It’s important to borrow from a lender that has an easy application process, fair rates and fees and flexible repayment options. Our partners at ConsumerAffairs researched the best personal loans in Milwaukee to get you cash quickly.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. TMJ4 may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Best Egg

Apply With Us Today!

VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
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#1 MOST POPULAR
Best Egg
Best Egg
Features
  • Won't impact your credit score
  • Funds as fast as 1 business day
  • Available in Milwaukee
  • No prepayment penalties
Read More
VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
Sponsored  Ad
#2
NetCredit
NetCredit
Features
  • Available in Milwaukee
  • Personal loans $1,000 - $10,000
  • No collateral required
  • See how much you qualify for, won't affect credit score
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#3
OneMain Financial
OneMain Financial
Features
  • Same-day money
  • Multiple local branches
  • No prepayment fees
  • Fixed terms
Read More
Location
4869 S. 27th St.
Greenfield, WI 53221
(414) 281-4747
#4
AmeriCash Loans
AmeriCash Loans
Features
  • Approval in minutes
  • Express application for returning customers
  • Available nationwide
  • Apply online
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Location
9228 W. Capitol Dr.
Milwaukee, WI 53222
(414) 462-0770
Heights Finance Corporation
Heights Finance Corporation
Features
  • M-F: 8:30am - 5:30pm
  • Closed Sat and Sun
  • heightsfinance.com
Location
3829 S. 108th St.
Greenfield, WI 53228
(414) 327-1401
Flexible Finance Loan Center
Flexible Finance Loan Center
Features
  • M-F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
  • flexiblefinanceloans.com
Location
4750 N. 76th St.
Milwaukee, WI 53218
(414) 312-8205
BMO Harris Bank
BMO Harris Bank
Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • bmoharris.com
Location
414 W. National Ave.
Milwaukee, WI 53204
(414) 649-2929
Summit Credit Union
Summit Credit Union
Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • summitcreditunion.com
Location
5000 W. National Ave., Room B0431
Milwaukee, WI 53295
(608) 243-5000
U.S. Bank
U.S. Bank
Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • usbank.com
Location
777 E. Wisconsin Ave.
Milwaukee, WI 53202
(414) 765-4055

How to choose a personal loan company in Milwaukee

Milwaukee Skyline

Milwaukeeans use personal loans to pay bills, consolidate debt, renovate a home, fund a wedding or funeral or take a vacation. In addition to their flexibility, personal loans are easy to apply for, often have lower interest rates than credit cards and allow you to choose a manageable repayment plan.

There are different types of personal loans in Milwaukee:

  • Secured loans are backed by collateral, like the borrower’s car or home.
  • Unsecured loans are not backed by collateral.
  • Fixed-rate loans have a constant interest rate throughout the term.
  • Variable-rate loans have an interest rate subject to change.
  • Debt consolidation loans combine bills into one monthly payment.
  • Payday loans are short-term, high-interest advances on paychecks.
  • Co-sign loans are guaranteed by another borrower.
  • Personal lines of credit provide money on an as-needed basis.

Lenders determine the conditions of a personal loan, including how much money you get, the rates and the term length, based in large part on your credit score. Before you apply, check your credit report for free and make sure it’s accurate.

Apply at different lenders to get the best loan possible. Be prepared to show personal identification like your ID and Social Security number and proof of income and address.

Before signing for a personal loan in Milwaukee, make sure you read and understand the terms and conditions of the loan, including the total cost, which includes not just principal and interest, but any application or origination fees and charges for prepayment or late payment. Once you agree, the lender will disburse the funds for your personal use.

Best Egg

Best Egg

CALL BEST EGG

(877) 850-2322 VISIT WEBSITE

Best Egg is an online lender providing up to $35,000 for qualified borrowers. Money is available in just one business day after you fill out a simple online application. Select from different loan terms to pay off your loan faster or make your fixed monthly payments more manageable. Personal loans from Best Egg have no prepayment penalty and can be used for many purposes. Reviewers say approval is quick, and they love the customer service.

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NetCredit

NetCredit VISIT NETCREDIT

NetCredit is an online lender providing personal loans up to $10,000. Check your eligibility without negatively affecting your credit score, then use the My RightFit Tool to see personalized loan options. Funds are available as soon as the next business day. NetCredit’s ClearCost for Me promise means the company makes sure borrowers understand all costs associated with the loan. Many customers give five-star reviews after borrowing from NetCredit.

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OneMain Financial

OneMain Financial

OneMain Financial, a trusted lender for over 100 years, offers personal loans from $1,500 to $30,000. Complete an online application and, if approved, visit a Milwaukee branch to meet with a loan specialist and go over loan details. Same-day funds are available if you’re approved by noon. Customers say getting a personal loan from OneMain Financial is hassle-free.

AmeriCash Loans

AmeriCash Loans

Milwaukee residents can get up to $2,500 and 12-month terms from AmeriCash Loans, which has several locations in the area. Apply online or in store and be approved even if you have less-than-perfect credit. AmeriCash Loans allows borrowers to repay early with no prepayment penalty and earn cash rewards by referring the company to friends, family and co-workers. Customers say staff are professional and helpful.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.