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Best Car Title Loans in Milwaukee, WI

Oct. 22, 2019, 4:29 p.m.

A title loan is a secured loan using the borrower’s vehicle as collateral. If you own a car outright and need quick cash, a title loan is within reach, even if you don’t have strong credit. Our partners at ConsumerAffairs researched the best title loan companies in Milwaukee so you connect with an established, licensed lender.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. TMJ4 may receive compensation from our partners. Learn more.

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Wisconsin Auto Title Loans
Wisconsin Auto Title Loans
  • M&F: 10am - 7pm
  • T-Th: 10am - 6pm
  • Sat: 9am - 4pm
  • Closed Sun
  • wisconsinautotitleloansinc.com
235 W. Layton Ave.
Milwaukee, WI 53207
(414) 294-0247
AAA1 Title Loans
AAA1 Title Loans
  • M-F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
  • aaa1autotitleloans.com
2755 S. 108th St.
West Allis, WI 53227
(800) 869-2274
Milwaukee Car Title Loans
Milwaukee Car Title Loans
  • Hours unavailable
  • milwaukeecartitleloans.info
1010 W. Layton Ave.
Milwaukee, WI 53221
(888) 246-7140
Check Into Cash
Check Into Cash
  • M-F: 10am - 6pm
  • Sat: 10am - 3pm
  • Closed Sun
  • checkintocash.com
3906 N. 76th St.
Milwaukee, WI 53222
(414) 462-1100

How to get a title loan in Milwaukee

Milwaukee skyline

In a title loan, the borrower gets money in exchange for the title to the vehicle. The lender holds on to the title as security in case the borrower defaults. Once the borrower repays the principal plus fees, the title is returned.

Title loan companies in Milwaukee must follow Wisconsin’s title loan laws.

Title loan laws in Wisconsin

Maximum borrowable amount $25,000 or 50% of the vehicle’s retail value, whichever is less
Maximum term length Six months
Maximum interest rate Unlimited

Because title loans are expensive, you might consider alternatives first, like a bank loan, extensions from creditors, a credit counseling service or financial assistance from a family member or friend. If none of these is an option, it’s important to shop around for the best possible rates.

Depending on the lender, you may apply online, over the phone or in person for a title loan in Milwaukee. Be sure to have available:

  • Government-issued photo ID
  • A vehicle with a lien-free title in your name
  • Proof of residence
  • Proof of income

Before you sign for a title loan in Milwaukee, review the terms carefully. Under federal law, the lender must disclose the total cost of the loan, including the finance charges and the annual percentage rate, plus any fees (e.g., origination, processing, document, late).

Make sure you know how to make payments, whether it’s in person, online or by an automated repayment plan.

Understand that if you are unable to repay the loan, the lender gets the vehicle. But they must send a notice at least 20 days before taking possession.



TitleMax is a leading U.S. title lending company, serving over 3,000 customers in 16 states, including Wisconsin. Vehicle owners can get cash in as little as 30 minutes at the Milwaukee location. TitleMax offers competitive rates and works with all credit scores. Use the TitleMax Mobile App to check your balance or due dates or make a payment. Many Milwaukee customers give this company five stars, speaking highly of the in-store customer service.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.